Why You Have To Have Social Security Credits So That Your Disabled Children Can Receive Benefits

Children with disabilities are entitled to Social Security benefits. There are a few quid pro quos that must be satisfied, of course. You can apply on behalf of your disabled children, but you must have accumulated enough "work credits" on your own work history report with Social Security before you can even apply. If you are unfamiliar with work credits, and why you have to have them before your children can receive benefits, the following information will help. Additionally, if your attempts to get benefits for your children fail, you should hire a Social Security attorney.

Work Credits System 

For each year that you work and for each $1,200 you make, you earn one credit a year for a total of up to four credits annually. If you were going to claim benefits for yourself, you would need a minimum of forty accumulated work credits (which is ten years of work), and you would have had to work the last ten years. The same holds true even though you are attempting to file for benefits on your children's behalf. 

If you have fewer credits, or you have worked less than ten previous years, you will need a lawyer to argue for benefits based on the severity and level of functioning of your children. The only exception to this rule is when a parent is under the age of twenty and cannot possibly be expected to have ten years of employment history.

Why SSA Counts YOUR Work Credits 

Social Security Administration, or SSA, is forced to count your work credits under this system because, clearly, your children have no work history. They have no work history, and even if they were children without disabilities, they would not have a work history or enough accumulated credits. If you do not have enough credits because you are in your mid-twenties when your children are diagnosed with autism, ADHD, or other highly prevalent disabilities, there is a very good chance you would not have enough credits.

This is where a Social Security lawyer on retainer really makes a big difference because your children have lots of additional care expenses you are not able to cover on your own. Your lawyer can gather all of the evidence to prove that you intend to continue working to help support your children and thus, you would eventually meet the work credit criteria in a couple of years. 

About Me

A Little Legal Know-how Helps Everyone in Life

When I was a child and people asked me what I wanted to be when I grew up, I always told them I wanted to be a lawyer. I even followed an attorney one day during a school job shadowing experience. I really found the law interesting, and my favorite shows to watch were, and still are, court shows. However, when it came time to choose a major in college, I chose another career path that I now enjoy. However, I still love law and do some legal research on a regular basis just for fun. I decided that it would be a shame to let all of my legal knowledge "go to waste" by not sharing it with others, so I decided to start a blog to share my legal tips on along with some interesting legal cases and stories. I hope you come back often!



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